Accepting Credit Cards by Phone and Mail

High Risk MOTO Credit Card Processing

At ProcessUSA, we can help your small or home-based business accept credit card or debit card payments via mail order or over the phone.

There are several MOTO solutions available for high risk merchants looking to process credit card transactions without physically swiping their customer's credit card. Our most popular options include:

Dial Pay Credit Card Processing

Dial pay is an automated service that is available 24 hours a day and which allows you to process credit card transactions with out a terminal. You simply phone in your credit card transactions via a 1-800 number. Any mobile phone or land line can be used to process your credit card transactions. Dial pay is a good option for small businesses that want to accept credit cards for the first time without having to buy a terminal or pay gateway fees.

AuthorizeNet Virtual Terminal

The AuthorizeNet Virtual Terminal is a secure, browser-based interface that will enable your business to authorize, process and manage credit card transactions from your web browser. The virtual terminal replaces stand alone terminals and credit card processing software. This is a good option for high risk merchants that sell online and need a internet high risk merchant account for real time, secure processing as well as high risk merchants who manually enter credit card transactions for mail or phone order sales.

Credit Card Terminal Processing

A credit card terminal is a stand alone piece of equipment that captures a customer's credit card information and sends it to the processing network. In addition to the credit card swiper that reads the information stored in the magnetic strip on the back of any credit or debit card, most terminals come with a key pad so that credit card information can be entered manually. This option is good for businesses that conduct MOTO as well as face-to-face sales transactions.